Position Summary: The Oil and Gas Underwriter is responsible for underwriting and managing a portfolio of commercial risks in the oil and gas sector. This role supports the development and execution of a specialty energy underwriting program, ensuring profitable growth, effective risk selection, and strong broker and carrier relationships. The position requires technical underwriting expertise, familiarity with energy-sector exposures, and the ability to work cross-functionally with internal and external stakeholders.

Supervisory Responsibilities: None

Essential Tasks:

• Assist in defining underwriting appetite, pricing strategies, rating tools, and guidelines.
• Draft policy forms, endorsements, and submission requirements in partnership with legal and compliance.
• Working closely with brokers, risk engineers, and actuaries to develop customized coverage terms and premiums.
• Prepare carrier-facing program documentation and submissions
• Evaluate and underwrite new and renewal submissions for oil and gas-related commercial risks.
• Determine appropriate pricing, terms, and conditions using sound underwriting judgment.
• Maintain profitability while supporting growth objectives and adherence to underwriting authority.
• Build and manage relationships with retail and wholesale brokers to generate quality submissions
• Communicate program appetite and features to external partners
• Coordinate with carrier and reinsurance partners on strategic alignment, performance goals, and reporting
• Partner with actuarial, claims, and reinsurance teams to monitor program performance and inform strategy.
• Share market feedback and underwriting insights to guide product development and competitiveness
• Develop and refine operational workflows to support policy issuance, endorsements, audits, and renewals
• Work with internal teams to align systems and processes with program requirements.
• Ensure compliance with regulatory standards, internal guidelines, and audit protocols.

Core Competencies:

• Ability to Analyze and Solve Problems: Skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner
• Attention to Detail: A strong focus on completing tasks and projects accurately and thoroughly
• Communication Skills: Capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences
• Timely Task Completion: Ability to finish tasks and projects efficiently, managing resources and priorities effectively
• Team Collaboration: Willingness to work together with others, promoting teamwork and supporting shared goals
• Client Focus: Dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction
• Dependability: Acknowledgment of the importance of being present and punctual.
• Creative Thinking: Openness to suggesting new ideas and methods to improve processes and outcome
• Organizational Skills: Capability to prioritize tasks and manage multiple projects simultaneously
• Adaptability: Willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment

Experience and Education:

• Bachelor's degree in Business, Finance, Risk Management or related field (preferred).
• Minimum of 5 years of commercial underwriting experience, with a focus on energy/oil & gas sectors.
• Experience in delegated authority programs and specialty underwriting preferred.
• Expertise in surplus lines regulations, P&C filings, licensing, and state insurance department operations
• Strong analytical and decision-making skills; ability to evaluate complex risks.
• Strong leadership, analytical, and written communication skills
• Strong organizational and project management skills
• Proficiency in Microsoft Excel and underwriting platforms/systems.
• Excellent written and verbal communication skills; capable of technical information to non-technical audiences.

Licensing and Credentials:

• State Licensing
• CPCU, ARM, or equivalent professional insurance designation.

Systems:

• Proficient with Microsoft Excel, Word, PowerPoint, and Outlook
• Knowledge of SaaS system

Physical Requirements:

• Ability to lift 25 pounds
• Repeated use of sight to read documents and computer screens
• Repeated use of hearing and speech to communicate on telephone and in person
• Repetitive hand movements, such as keyboarding, writing, 10-key
• Walking, bending, sitting, reaching and stretching in all directions

Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham. Please do not contact our team members or send unsolicited potential placements.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.