Job Description:

As a leading global energy company, we provide heat, light and mobility to customers worldwide. Across the bp landscape, we're home to a range of brands across many areas of our industry.We're investing in today's energy system and helping build out tomorrow's.So while we're still in oil and gas, over the next decade we'll become a different kind of energy company. We're decarbonizing and diversifying our business, fundamentally transforming what we do so we can reach net zero by 2050 or sooner. We also have a strong mission to help the whole world reach net zero too - working across our industry to improve people's lives.

It's an exciting time to join bp. Meeting the energy challenge requires many different approaches and solutions. And as part of Finance Business & Technology (FBT), you'll be fully connected into the world of bp. You'll play an increasingly important part within a network of like-minded colleagues partnering on strategic projects that stretch across the world. And it starts with you. There's a world of opportunities to build new skills, challenge yourself and grow a long-term career at bp. And no matter where you work, your role will have meaning, purpose and impact. So if you want to be part of a caring, supportive environment where you can realize your full potential, we're with you.

Would you like to discover how our diverse, hardworking people are leading the way in making energy cleaner and better - and how you can play your part in our world-class team?

Join our Team and advance your career as a

Junior Credit Analyst

Int his role you (will):

• Perform regular and event driven credit assessments of the customers based on the Credit Policy and Delegation of Authority by:

• analyze as the part of the credit assessment the

• financial information data of the customer (balance sheet, profit and loss, cash flow statements, agency reports etc.)
• soft facts of the customer
• make the right and timely conclusion and decision (risk rating, credit limit)

• define the overall need and type of collaterals for individual customers

• manage right handling for these collaterals
• coordinate with sales, customer and banks details on collaterals requested

• prepare high quality assessments above the own Delegation of Authority for further approval
• take decision to block / unblock customers from delivery
• continuous monitoring of customers via alerts
• be able to identify key, strategic or high risk business customers and issues and take actions together with the relevant stakeholders

• Exposure Management and Monitoring by

• monitoring of exposure regarding credit limit and overdue items
• supervise and communicate results to sales and provide support to find positive solution for bp
• investigate and analyze portfolio trends, assess root causes and make suggestions on risk mitigations and improvements

• Understand the business and drive execution by

• support sales to find ways of working even with problematic customers
• keep close contact to sales by attending and/or organizing regular meetings on credit matters
• be a business partner to balance the risk and enable the business

• Credit Insurance
  • perform related processes for the relevant customers

• define the overall need of credit insurance
• align with the regional Credit Manager

• Stakeholder management with all relevant people inside or outside of Credit, GBS and business departments in Europe and US

• Compliance with all relevant Credit Management related and Quality Management System policies

What You will need to be successful:

• Fluent English knowledge, knowledge of other European language is an advantage
• Preferably at least 1 year of finance experience in an international environment, but we accept the application of fresh graduates too
• SAP knowledge is an advantage
• Ability to deal with complex situations and make decisions while maintaining the right balance of customer and business focus
• Ability to produce high-quality assessments within tight deadlines
• Great communication and interpersonal skills
• University Degree (or equivalent experience) in Economics or Finance field is preferred

At bp, we provide the following environment & benefits to you:

• Different bonus opportunities based on performance, wide range of cafeteria elements
• Life & health insurance, medical care package
• Flexible working schedule: home office up to 2 days / week, based on team agreement
• Opportunity to build up long term career path and develop your skills with wide range of learning options
• Family friendly workplace e.g.: Extended parental leave, Mother-baby room
• Employees' wellbeing programs e.g.: Employee Assistance Program, Company Recognition Program
• Possibility to join our social communities and networks
• Chill-out and collaboration spaces in our beautiful Budapest Agora and Szeged offices e.g.: Play Zones, Office massage, Sport and music equipment

bp Hungary won the Most Attractive Employer 2024 Award (SSC / BSC sector) fourth time in a row at PwC's annual employer research. Come and join us!

We are an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, perform crucial job functions, and receive other benefits and privileges of employment.

Travel Requirement
No travel is expected with this role

Relocation Assistance:
Relocation may be negotiable for this role

Remote Type:
This position is a hybrid of office/remote working

Skills:

Legal Disclaimer:

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, socioeconomic status, neurodiversity/neurocognitive functioning, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.

If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.