Job Description:

Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably in is fundamental to achieving our ambition to be a net zero company by 2050 or sooner.

About the role

We are seeking a highly motivated and expert Customer Credit Team Leader to oversee and optimize our customer credit operations. This role involves leading a team responsible for managing credit risk, ensuring compliance, and driving efficient processes to support BP BSC KFT's commercial objectives.

Key Accountabilities

• Lead, mentor, and develop a team of credit professionals, fostering a high-performance culture.
• Oversee the end-to-end credit management lifecycle, including credit assessments, approvals, and collections strategies.
• Implement and maintain robust business process controls to ensure efficiency, accuracy, and compliance with internal policies and external regulations.
• Apply commercial competence to make informed credit decisions that balance risk mitigation with business growth opportunities.
• Prepare and present financial reporting related to credit performance, bad debt provisions, and risk exposure to senior management.
• Ensure adherence to internal control and compliance frameworks, identifying and addressing potential vulnerabilities.
• Engage proactively with internal and external partners, including sales teams, customers, and financial institutions, to build strong relationships and resolve issues.
• Develop and implement strategic planning initiatives to enhance credit management processes, tools, and policies.
• Negotiate effectively with customers and internal parties regarding credit terms, payment plans, and dispute resolution.
• Conduct thorough risk management activities, including identifying, assessing, and mitigating credit risks across the customer portfolio.
• Leverage digital fluency to optimize credit operations through the use of relevant technologies and data analytics.
• Apply strong analytical thinking to interpret sophisticated financial data, identify trends, and make data-driven decisions.

Requirements

• Proven experience in a leadership role within a credit management or financial services environment.
• Demonstrated expertise in Credit Management, including credit assessment, risk analysis, and collections strategies.
• Strong understanding of financial reporting principles and experience in preparing credit-related reports.
• Excellent analytical thinking and decision-making skills with the ability to interpret sophisticated financial data.
• Solid grasp of business process control and internal control and compliance frameworks.
• Highly developed commercial competence with the ability to balance risk and commercial objectives.
• Exceptional partner engagement skills, with the ability to influence and collaborate effectively.
• Proficiency in negotiating sophisticated terms and resolving disputes.
• Experience in risk management principles and their application in a credit context.
• Strong digital fluency, comfortable with applying relevant software and data analysis tools.
• Ability to contribute to and complete strategic planning initiatives.
• Relevant degree in Finance, Accounting, Business Administration, or a related field.

Why join our Team?

We support our people to learn and grow in a diverse and ambitious environment. We believe that our team is strengthened by diversity. We are committed to crafting an inclusive environment in which everyone is respected and treated fairly.

Reinvent your career as you help our business meet the challenges of the future. Apply now!

Travel Requirement
No travel is expected with this role

Relocation Assistance:
This role is not eligible for relocation

Remote Type:
This position is a hybrid of office/remote working

Skills:

Legal Disclaimer:

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, socioeconomic status, neurodiversity/neurocognitive functioning, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.

If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.