Job Description:

Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner.

It's an exciting time to join bp. Meeting the energy challenge requires many different approaches and solutions. And as part of Finance Business & Technology (FBT), you'll be fully connected into the world of bp. You'll play an increasingly important part within a network of like-minded colleagues partnering on strategic projects that stretch across the globe. And it starts with you. There's a world of opportunities to build new skills, challenge yourself and grow a long-term career at bp. And no matter where you work, your role will have meaning, purpose and impact. So if you want to be part of a caring, supportive environment where you can realize your full potential, we're with you.

About the role

Customer teams are taking care of sales support processes, account management, order taking, invoicing, cash collection, the credit assessment, pricing, service request management, and supply chain management activities.

In this role You will

Operations

Perform regular and event driven credit assessments of the customers based on the Credit Policy and Delegation of Authority by:

• analyze as the part of the credit assessment the
• financial information data of the customer (balance sheet, profit and loss, agency reports etc.)
• soft facts of the customer
• make the right and timely conclusion and decision (risk rating, credit limit)
• define the overall need and type of securities for individual customers.
• manage right handling for these securities.
• coordinate with sales, customer and / or banks details on securities requested.
• prepare high quality assessments above the own Delegation of Authority for further approval.
• take decision to block / unblock customers from delivery.
• continuous monitoring customers' portfolio regarding alerts
• be able to identify key, strategic or high-risk business customers and issues and take actions together with the relevant partners.

Exposure Management and Monitoring by

• monitoring of exposure regarding credit limit and overdue
• communicate and supervise results to sales and provide support to find positive solution for BP
• investigate and analyze portfolio trends, assess root causes, and make suggestions on risk mitigations and improvements.
• provide and receive information on shared customers by coordinating regular meetings and audios.

Understand the business and drive execution by

• support sales to find ways of working even with problematic customers.
• keep close contact to sales by attending and/or organizing regular meetings on credit matters.
• be a business partner to balance the risk and enable the business.

Credit Insurance perform related processes for the relevant customers.

• Define the overall need of credit insurance.
• align with the regional Credit Manager

Partner management with all relevant people inside or outside of Credit cross FBT and cross business in Europe

Compliance with all relevant Credit Management related and QMS/EMS policies

What You will need to be successful

• University Degree or equivalent experience in Economics or Finance field is preferred.
• Broad credit analysis knowledge
• Credit management background gained in banking, financial services, or a blue-chip credit environment
• Fluent English and German language knowledge
• Cash Collection, Credit Management, or similar finance experience in an international environment
• SAP and SalesForce knowledge is an advantage
• Ability to deal with sophisticated situations while maintaining the right balance of customer and business focus.
• Ability to produce high-quality assessments within tight deadlines.
• Phenomenal communication and interpersonal skills
• Able to deal with sophisticated situations while maintaining the right balance of customer and business focus.
• Find opportunities for continuous improvement within GBS Fuels Credit team and driving the implementation of these changes.
• Ability to consistently review and adapt approach and style to meet ever changing requirements.
• Ability to manage conflicting work issues and deadlines to ensure deliverables are met and knows when to raise.
• Ability to coach people and the organization for more effective use of Management Information.
• Leading People: The ability to willingly take the lead when needed.

At bp, we provide the following environment & benefits to you

• Different bonus opportunities based on performance, wide range of cafeteria elements
• Life & health insurance, medical care package
• Hybrid working arrangement aligned with team arrangements and business needs
• Opportunity to build up long term career path and develop your skills with wide range of learning options
• Celebrate in bp's success. You may be eligible to join bp's Global ShareMatch plan. This non-contractual benefit lets employees buy bp shares and receive matching shares, in line with plan rules
• Family friendly workplace e.g.: Extended parental leave, Mother-baby room
• Employees' wellbeing programs e.g.: Employee Assistance Program, Company Recognition Program
• Possibility to join our social communities and networks
• Chill-out and collaboration spaces in our beautiful Budapest Agora and Szeged offices e.g.: Play Zones, Office massage, Sport and music equipment

bp Hungary won the Most Attractive Employer 2024 Award (SSC / BSC sector) fourth time in a row at PwC's annual employer research. Come and join us!

At bp, we support our people to learn and grow in a diverse and ambitious environment. We believe that our team is strengthened by diversity. We are committed to fostering an inclusive environment in which everyone is respected and treated fairly. There are many aspects of our employees' lives that are meaningful, so we offer benefits to enable your work to fit with your life.

Disclaimer: Please note that, according to Hungarian law (2012/I. 113. §), mothers or single parents caring for a child under three years of age cannot be employed in night shift positions

Travel Requirement
No travel is expected with this role

Relocation Assistance:
This role is not eligible for relocation

Remote Type:
This position is a hybrid of office/remote working

Skills:
Analytical Thinking, Business process control, Commercial Acumen, Credit Management, Decision Making, Digital Fluency, Financial Reporting, Internal control and compliance, Negotiating, Risk Management, Stakeholder Engagement, Strategic Planning

Legal Disclaimer:

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, socioeconomic status, neurodiversity/neurocognitive functioning, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.

If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.